Website terms of use.

Version 1.0 | Effective from 10 October 2026 | Governing law: India

1. Who we are and what these terms cover

1.1 This website at pramanex.com (the "Site") is operated by Finversal Capital Services Private Limited (CIN U66190OD2025PTC049940), registered office C/o Chandra Devi Singh, Bepari Sahi, Buxi Bazar, Cuttack 753001, Odisha, India, under the brand Pramanex ("we", "us").

1.2 These terms govern your use of the Site, including the free group filing check (clause 4), the exchange of documents for an engagement (clause 5), and the ordering of services (clause 6). By using the Site you accept these terms. If you do not accept them, do not use the Site.

1.3 Services you order are governed by the Pramanex Service Agreement, the NDA and UPSI Undertaking and the Privacy Notice, which you accept when you place an order. If these terms and the Service Agreement conflict about an ordered service, the Service Agreement prevails.

1.4 Our Privacy Notice explains how we handle personal data on the Site.

2. Definitions

2.1 "Companies House" means the Registrar of Companies for England and Wales, Scotland and Northern Ireland, and its public data services.

2.2 "Content" means all text, data, reports, sample reports, images, software and other material on the Site.

2.3 "Engine Run" means the first automated processing of your documents by our review engine for an ordered engagement.

2.4 "Group Check" means the free group filing check described in clause 4.

2.5 "Order" means a request to buy a service placed through the Site.

3. Using the Site

3.1 You may use the Site for your own business purposes, and to evaluate and order our services.

3.2 You must not: use the Site in any way that breaks the law; try to gain unauthorised access to any part of the Site, its servers or any connected system; introduce any virus or harmful code; copy, scrape, crawl, mirror or bulk-download Content or Group Check results by automated means; use the Group Check at a volume or frequency that is unreasonable for a single business user (we may set rate limits); remove any notice of ownership or source from Content; or use the Site to harm, harass or defame any person.

3.3 We may suspend or end your access to the Site, without notice, if we reasonably believe you have broken these terms.

3.4 The Site is for persons aged 18 or over who are acting for a business.

4. The free Group Check

4.1 The Group Check lets you enter a United Kingdom company number and see, for that company and the companies it controls as recorded at Companies House, a list of overdue and upcoming filings, exemption flags and similar indicators drawn from public registry data.

4.2 Source of the data. The Group Check uses information from Companies House obtained through its public application programming interface and published under the Open Government Licence v3.0. Contains public sector information licensed under the Open Government Licence v3.0. We do not alter the underlying registry data, but we select, combine and present it, and we apply our own rules to flag items.

4.3 Provided as-is. The Group Check result is provided free of charge, as it stands at the moment it is generated, without any warranty of accuracy, completeness or timeliness. Companies House data may be incomplete, delayed, or wrong; group structures recorded at Companies House may be out of date; and our rules may misclassify an item. You must verify any result against the registry and the company's own records before acting on it.

4.4 Not advice. The Group Check is information, not advice. It is not legal, accounting, tax or regulatory advice, not an audit, and not an assurance opinion. It does not establish whether any filing is actually due, overdue or exempt in law; only the registry's records and the law in force can do that. We accept no responsibility for any decision you take on the basis of a Group Check result.

4.5 No reliance by others. A Group Check result is for the person who ran it. It may not be passed to any other person as a statement by us, and we accept no duty to any other person.

4.6 Email of the result. If you ask us to email the result, we send a PDF to the address you give. We keep your email address and the company numbers entered as described in the Privacy Notice. We send you marketing only if you tick the marketing box.

4.7 Changes and withdrawal. We may change, limit or withdraw the Group Check at any time without notice, including if Companies House changes its licence or service.

4.8 Companies House attribution. If you reproduce any part of a Group Check result, you must keep the attribution in clause 4.2.

4.9 Indian company data. Where the Site later offers a check on Indian companies, the data will come from a licensed data provider, not from the Ministry of Corporate Affairs portal directly, and the provider's terms will be shown with the result.

5. Documents for an engagement

5.1 The Site does not accept documents. Booking requests and enquiries made through the Site contain contact and scope details only. Do not send a draft annual report or any other confidential document through a Site form or by email.

5.2 Documents for an engagement are exchanged only after the NDA and UPSI undertaking are signed, through a secure method agreed in the Service Agreement, and are handled under that agreement and the NDA.

5.3 The person who books or receives a service must be an authorised representative of the client organisation. We may ask for evidence of authority.

6. Ordering a service

6.1 How an Order is made. You choose a product, identify the company to be reviewed, complete the order form, accept the Service Agreement and the NDA by ticking the boxes, and pay. Your Order is an offer. We accept it when we send the order confirmation email after payment is received in cleared funds. Until then, no contract for the service exists.

6.2 Electronic contract. A contract made through the Site is valid under section 10A of the Information Technology Act 2000. We keep a time-stamped record of your acceptance.

6.3 Prices. Prices shown on the Site are in Indian rupees (or the currency stated) and exclude goods and services tax, which is added at the rate in force. We may change prices at any time; the price shown when you place your Order applies to that Order. If a price is shown in obvious error, we may cancel the Order and refund you in full.

6.4 Payment. Payment is 100% in advance for every product, through the payment gateway or by bank transfer. The payment gateway's own terms apply to the payment transaction. We do not see or store your card details.

6.5 Conflicts check. After payment and before the Engine Run starts, we run a conflicts check on the company to be reviewed and on the persons who would work on the engagement. We may decline the Order as a result.

6.6 Refunds.

1. If we decline the engagement after the conflicts check, we refund the full amount paid, including goods and services tax, to the payment method used, within 10 working days of our decision. We may not tell you the reason.
2. Once the Engine Run has started, no refund is payable. The Engine Run starts when we begin processing your documents; we record the time and tell you by email. Before that point, you may cancel by writing to us and we refund the full amount less any payment-gateway charge we cannot recover.
3. No other refund is payable, except as the Service Agreement provides for delay or termination.

6.7 Turnaround. Turnaround times shown on the Site are the contractual terms in the Service Agreement. The clock starts when we have received both payment and a complete draft (or, for a published-report review, your identification of the report), and stops while a query to you is open.

6.8 Dual release. The Site's order form asks for the names and email addresses of the chief financial officer and the audit committee chair of the company reviewed. The report is released to both at the same time, as the Service Agreement requires, unless a written opt-out signed by a director is lodged before release, in which case the report says so.

7. Content and intellectual property

7.1 The Site and the Content are owned by us or our licensors and are protected by the Copyright Act 1957, the Trade Marks Act 1999 and other laws. Pramanex and Finversal are our trade names and marks (registration pending or granted, as the case may be).

7.2 You may view the Site and print or download extracts for your own business evaluation. You may not otherwise copy, reproduce, republish, distribute, or create derivative works from the Content without our written consent.

7.3 Sample reports on the Site are illustrations of format and method. They relate to published documents only, state the status "AI-assisted observations, reviewed by professionals under Pramanex's review standard; not an audit, not an assurance opinion, not legal advice", and may not be relied on by any person.

7.4 If you send us ideas or feedback about the Site or our services, we may use them without obligation to you.

8. Links

8.1 The Site links to third-party sites (for example Companies House, stock exchanges, regulators, legislation sites). We do not control them and are not responsible for their content or their handling of your data.

8.2 You may link to our home page in a way that is fair and does not suggest endorsement. You may not frame the Site.

9. Disclaimers and liability for the Site

9.1 The Site, the Content and the Group Check are provided "as is" and "as available". We do not promise that the Site will be uninterrupted, error-free or free of harmful components.

9.2 Nothing on the Site is legal, accounting, tax, investment or regulatory advice, or an invitation to buy or sell any security.

9.3 Free services. For the Site and the Group Check, which are free, we accept no liability for any loss, except liability for fraud, for death or personal injury caused by our negligence, or for any liability that cannot be excluded by Indian law.

9.4 Paid services. Our liability for a service you order is governed by the Service Agreement, which caps liability at the fee paid for the engagement and excludes consequential loss, and does not exclude liability for fraud.

9.5 We are not liable for any loss caused by events outside our reasonable control, including failure of Companies House services, the payment gateway or telecommunications networks.

10. Grievance officer

10.1 If you have a complaint about the Site, Content, or the handling of your data, contact our grievance officer: the Grievance Officer of Finversal Capital Services Private Limited, email hello@pramanex.com, phone or WhatsApp +91 90110 04765, postal address at the registered office above. We acknowledge complaints within 2 working days and aim to resolve them within 30 days.

11. Changes to these terms

11.1 We may change these terms by posting a new version on the Site with a new effective date. The version in force when you use the Site or place an Order applies to that use or Order.

12. General

12.1 If any clause is invalid, the rest continues.

12.2 A delay in enforcing a right is not a waiver.

12.3 These terms, together with the Privacy Notice and (for ordered services) the Service Agreement and the NDA, are the whole agreement between you and us about the Site.

12.4 Nothing in these terms makes you and us partners, agents or employees of each other.

12.5 These terms are in English.

13. Governing law and disputes

13.1 These terms and any dispute arising from the Site are governed by the law of India.

13.2 Any dispute about an ordered service is resolved under clause 16 of the Service Agreement (arbitration under the Arbitration and Conciliation Act 1996 before a sole arbitrator, seat Cuttack, Odisha).

13.3 Any other dispute about the Site is subject to the exclusive jurisdiction of the courts at Cuttack, Odisha.

Pramanex is a brand of Finversal Capital Services Private Limited, a company incorporated in India. CIN U66190OD2025PTC049940. Registered office: C/o Chandra Devi Singh, Bepari Sahi, Buxi Bazar, Cuttack 753001, Odisha, India.